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Step 5: Compare benefits. By this step, you'll likely have your options narrowed down to just a few plans. Here are some things to consider next: Check the scope of services. Go back to that ...

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For example, say you deposit $5,000 in a savings account that earns a 3% annual interest rate, and compounds monthly. You'd calculate A = $5,000 (1 + .03/12)^ (12 x 1), and your ending balance ...

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